Is It Better to Lease or Buy Office Equipment for Your Small Business?

By: Nick I. Iezza, as featured on Direct Capital's leasing blog Nick Iezza and other industry experts share advice on the key factors to consider... "#1 factor small business owners should consider when leasing office equipment is..." Consider cash flow when buying or leasing office equipment. Although the interest rate paid on the lease is usually high, the monthly payments are quite often very attractive and it requires very little ...
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Virtual currency is finding global niches

This month, there has been a major event in the world of American finance. On May 7, itBit became America's first national regulatory-compliant Bitcoin exchange. This is a very big deal because it paves the way for customers to now feel more comfortable with virtual currency, which appears to be one of the emerging trends in commerce. Today, the most popular virtual currency (also known as "crypto currency") on the ...
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Love, money and the perils of debt: a Valentine’s Day tale of caution

As the calendar turns to February, most of us are thinking about Valentine's Day and romance. This is a lovely thing for the most part. In the state of California, it can also ruin your life if you are not careful. Everyone who lives in California knows that we are a community property state. The average person believes that community property means that one-half of your spouse's earnings belong to ...
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Shadow banks are coming out of the shadows – and gaining popularity

The financial world we inhabit today is vastly different from the one we lived in before the financial meltdown of 2008. The marketplace has narrowed extensively due to so many business failures. It has also become extremely difficult to borrow money. Anyone who has tried to obtain a bank loan to start a new business or to get a line of credit for their existing business knows this first hand ...
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Digital Signatures Have Become Big Business

The days when a signature was not considered legally valid unless it was an original signature signed in blue ink are a thing of the past. Digital signatures have now surpassed handwritten ones as considered to be more reliable. How is that possible? In order to understand how this is possible, you must understand what a digital signature is and how it is created. Do not mistake a digital signature ...
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Tis the season to borrow money from family and friends…Ugh!

As published in the Pacific Coast Business Times (December 12, 2014). For most people, it is hard enough to make ends meet during the year with all of their normal expenses. During the holidays, when people need to buy gifts, plane tickets to travel home and find themselves eating out more frequently, they often run short on cash. The quickest and easiest source of extra money for most people is ...
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