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Low gas prices great for consumers but not necessarily for the economy

At close to $33 per barrel, crude oil has dropped more than 60 percent since June 2014 - which is great for our economy because it significantly reduces the average price of gas and heating oil. Regular gasoline now averages $2 per gallon nationally. This translates to cheaper costs to transport goods and run your household. It means that many Americans, who have not seen a recent wage increase, will ...

Spiwak & Iezza makes “The List”

Spiwak & Iezza, LLP was ranked in the top 15 law firms of Ventura County by the Pacific Coast Business Times (November 27, 2015 edition). The edition of Pacific Coast Business Times ranked law firms in Ventura, Santa Barbara and San Luis Obispo counties - the "tri-county" area which has a population of over 1.5 million residents. The law firm of Spiwak & Iezza has provided legal services to businesses, ...

Spiwak & Iezza quoted in NEFA’s Newsline

Reprinted from NEFA Newsline (Sept/Oct 2015), p. 46-48 IN THEIR OWN WORDS ... The Benefits of Association As a special addition to this year's Funding Symposium issue, Newsline spoke with executives from five firms - two broker/lessors, two service providers and a funding source - that joined the National Equipment Finance Association in 2015. Our aim was simple: to find out a bit more about their companies and what compelled them to ...

FICO score can make big difference

For most small businesses, the toughest aspect of running the operation is managing cash flow. Most small businesses depend on timely payments from their clients to pay their own bills. However, in difficult times such as these, clients often stretch payment of their invoices to 60 days or longer. In order to be able to pay bills without having collected its receivables, a small business must have access to cash ...

How to Avoid Liability for a Tenant’s Illegal Activities

As published in the Commercial Lease Law Insider, September 2015 A new trend is occurring whereby landlords are being held liable for the illegal activities of their tenants - regardless of the landlord's involvement in those illicit activities. This trend is extremely disconcerting and requires landlords to take unprecedented measures and exert significant efforts to protect themselves from liability exposure to court-awarded damages for their tenant's illegal activities. No landlord ...

The New Trend in Hiring . . . Looking for The “X” Quotient

A new phenomenon is occurring in the work force that can be found in all levels of hiring regardless of one's pay grade. Companies are spending massive amounts of money to audition potential hires by having them take personality tests as part of the job interview process. By doing this, employers hope to fight employee turnover, increase productivity and raise customer satisfaction by making sure they find the right candidate ...