01 Oct Spiwak & Iezza quoted in NEFA’s Newsline
Reprinted from NEFA Newsline (Sept/Oct 2015), p. 46-48 IN THEIR OWN WORDS ...
Author: Spiwak and Iezza
25 Sep FICO score can make big difference
For most small businesses, the toughest aspect of running the operation is managing cash flow. Most small businesses depend on timely payments from their clients to pay their own bills. However, in difficult times such as these, clients often stretch payment of their invoices to 60...
22 Sep How to Avoid Liability for a Tenant’s Illegal Activities
As published in the Commercial Lease Law Insider, September 2015 A new trend is occurring whereby landlords are being held liable for the illegal activities of their tenants - regardless of the landlord's involvement in those illicit activities. This trend is extremely disconcerting and requires landlords...
08 Sep The New Trend in Hiring . . . Looking for The “X” Quotient
A new phenomenon is occurring in the work force that can be found in all levels of hiring regardless of one's pay grade. Companies are spending massive amounts of money to audition potential hires by having them take personality tests as part of the job...
07 Aug Emergence of the ‘dependent contractor’
A recent decision by the California Labor Commission has greatly shaken the California business community. The ruling found that an Uber driver is an "employee" and not an "independent contractor" as the entire industry had previously presumed. Although this decision only pertains to that specific...
29 May Moving toward privatizing our courts
California courts have been devastated by deep budget cuts. In California, over 50 courthouses have been shut down and over 250 courtrooms are now closed. Fewer courtrooms and fewer judges mean that it takes longer to get into court and that could be highly relevant to...
27 May Is It Better to Lease or Buy Office Equipment for Your Small Business?
By: Nick I. Iezza, as featured on Direct Capital's leasing blog Nick Iezza and other industry experts share advice on the key factors to consider...
13 Feb Shadow banks are coming out of the shadows – and gaining popularity
The financial world we inhabit today is vastly different from the one we lived in before the financial meltdown of 2008. The marketplace has narrowed extensively due to so many business failures. It has also become extremely difficult to borrow money. Anyone who has tried...
16 Jan Digital Signatures Have Become Big Business
The days when a signature was not considered legally valid unless it was an original signature signed in blue ink are a thing of the past. Digital signatures have now surpassed handwritten ones as considered to be more reliable. How is that possible? In order to...
12 Dec Tis the season to borrow money from family and friends…Ugh!
As published in the Pacific Coast Business Times (December 12, 2014). For most people, it is hard enough to make ends meet during the year with all of their normal expenses. During the holidays, when people need to buy gifts, plane tickets to travel home and find...