# Spiwak & Iezza
> Spiwak & Iezza, LLP is a Southern California–based law firm founded in 1992 that specializes in creditor-rights and commercial collection litigation. With offices in Manhattan Beach, Pasadena, Westlake Village, and Honolulu, their partners Lisa Spiwak and Nick Iezza (along with a team of of-counsel and associates) aggressively represent banks, leasing companies, lenders, and small businesses in all state, federal, and bankruptcy courts throughout California—and in many instances across the country. The firm’s core practice areas span pre-litigation demand and settlement negotiations, full-blown commercial litigation, judgment enforcement (bank levies, wage garnishments, liens), and related business-litigation matters. Whether recovering unpaid invoices for small-business clients or handling large-scale defaults for national financial institutions, they combine deep creditor-rights expertise with transparent fee structures (hourly, flat-fee, or contingency) and a results-driven approach to maximize recoveries while preserving client relationships. Beyond debt collection, Spiwak & Iezza advise on broader commercial disputes—contract breaches, real-estate and leasing litigation, product-liability defense, and unsecured lender enforcement—and offer no-obligation case evaluations to guide clients on the most effective legal strategies. Their longstanding reputation for creativity, tenacity, and “outside-the-box” problem solving has made them a go-to partner for businesses and financial institutions seeking to protect cash flow and enforce their rights in court.

- [Home - Spiwak and Iezza](https://www.sai-legal.com/): Spiwak & Iezza, LLP has been providing legal services for businesses, creditors, and the banking, lending and leasing industries since 1992.
- [Judgment Enforcement & Collection - Spiwak and Iezza](https://www.sai-legal.com/judgment-enforcement-collection/): Spiwak & Iezza, LLP has extensive experience in enforcing and collecting judgments including pre-suit collection procedures, wage garnishment, liability for unfair collection practices, third party claims, etc.
- [Landlord Rights Attorneys - Spiwak and Iezza](https://www.sai-legal.com/landlord-tenant/): Spiwak & Iezza, LLP represents landlords and owners-after-foreclosure of both commercial and residential properties.We can assist you in all aspects of your relationship with new and existing tenants.
- [Debt Purchaser Representation - Spiwak and Iezza](https://www.sai-legal.com/debt-purchaser-representation/): Spiwak & Iezza, LLP represents debt buyers from acquisition to collection, providing full-service representation that allows the convenience of working with one firm for all legal matters that may arise relating to the debt.
- [Privacy - Spiwak and Iezza](https://www.sai-legal.com/privacy/): We do not share any information that you provide to us through our website with any other parties. No exceptions. We value your privacy and business relationship.
- [Richard P. Petersen - Spiwak and Iezza](https://www.sai-legal.com/richard-p-petersen/): Richard has spent his entire career handling matters in litigation. He has extensive experience in discovery, law and motion and trials. He also has experience in civil appeals and has written and argued many successful appeals before the Appellate Courts of the State of California.
- [Business Debt Collection by Industry - Spiwak and Iezza](https://www.sai-legal.com/industries/): Spiwak & Iezza offers commercial collections services across many industries. Learn more about our industry coverage at Spiwak & Iezza, LLP.
- [Nick I. Iezza - Spiwak and Iezza](https://www.sai-legal.com/nick-i-iezza/): During his career, Nick Iezza has been a frequent speaker on commercial collection litigation matters throughout the country and has overseen collection litigation on behalf of his national clients in all the California counties and most of the fifty states.
- [Breach of Contract in Business & Commercial Collection Cases - Spiwak and Iezza](https://www.sai-legal.com/commercial-collections/breach-of-contract/): Expert business attorneys for contract breaches in commercial collections cases. Having a customer fail to pay for your business's goods or services can threaten your company's financial stability and assets. Find insights and strategies to navigate these complex breach of contract situations effectively.
- [Equipment Leasing & Finance Debt Collection - Spiwak and Iezza](https://www.sai-legal.com/equipment-leasing-finance/): Spiwak & Iezza, LLP handles equipment lease and financing debt collection and transactions, representing banks, financial institutions, leasing companies, equipment lessors, private equity firms, equipment managers, investors, originators, brokers, arrangers, and other intermediaries in a range of transactions.
- [News & Publications - Spiwak and Iezza](https://www.sai-legal.com/news-publications/): News and publications featuring the attorneys of Spiwak & Iezza, LLP.
- [Merchant Cash Advance Collections - Spiwak and Iezza](https://www.sai-legal.com/merchant-cash-advance/): Looking for expert legal support for Merchant Cash Advance (MCA) collections in California? Spiwak & Iezza specializes in MCA debt recovery, contract enforcement, litigation, and settlement negotiations. Contact us today for effective solutions.
- [Practice Areas - Spiwak and Iezza](https://www.sai-legal.com/practice-areas/): The attorneys of Spiwak & Iezza, LLP have decades of experience representing clients in a broad array of practice areas. We practice in all state courts, federal courts, and federal bankruptcy courts throughout California.
- [Steven A. Soloway - Spiwak and Iezza](https://www.sai-legal.com/steven-a-soloway/): Steve graduated with honors from Duke University in 1982, where he double-majored in economics and psychology, and he received his Juris Doctorate from Boston University School of Law in 1985. Steve was admitted to practice law in New York in 1985 and in California in 1987.
- [Real Estate Transactions & Litigation - Spiwak and Iezza](https://www.sai-legal.com/real-estate-transactions-litigation/): Spiwak & Iezza, LLP provides representation to business and individuals in all aspects of real estate transactions and litigation. Secured note purchases, non-judicial foreclosure, landlord rights, commercial and residential real estate litigation.
- [Attorneys - Spiwak and Iezza](https://www.sai-legal.com/attorneys/): Our attorneys have numerous years of expertise to help with your legal matter. We are aggressive in our representation to get the results that you want in the shortest time frame.
- [Transportation Debt Collection Attorney – Trucking, Shipping & Freight - Spiwak and Iezza](https://www.sai-legal.com/transportation-debt-collection/): Secure your cash flow with SAI Legal. Our transportation debt collection attorneys specialize in trucking, shipping, and freight disputes to recover what’s rightfully yours.
- [Commercial & Business Transactions - Spiwak and Iezza](https://www.sai-legal.com/commercial-business-transactions/): Spiwak & Iezza, LLP represents institutional lenders, businesses and individuals in all aspects of commercial and business transactional matters including contract drafting, drafting and review of secured commercial and business loans, and negotiations.
- [Business to Business Collection Attorneys - B2B Collections - Spiwak and Iezza](https://www.sai-legal.com/commercial-collections/b2b-business/): (B2B) Business to Business Collection Attorneys at Spiwak and Iezza. Specializing in effective commercial debt recovery, our experienced legal team provides expert and bespoke solutions for businesses with overdue accounts. Contact us to help safeguard your Company's financial health.
- [About - Spiwak and Iezza](https://www.sai-legal.com/about/): You want your legal team to respond promptly to your calls and emails, to communicate regularly with you, and to explain issues in plain English so that you can be in control of your legal matters.
- [Bankruptcy & Creditor's Rights - Spiwak and Iezza](https://www.sai-legal.com/bankruptcy-creditors-rights/): Spiwak & Iezza, LLP represents creditors and trustees in all aspects of bankruptcy matters, including Chapter 7, 11, 12, and 13 cases, proofs of claim, and valuation motions.
- [CCPA Policy - Spiwak and Iezza](https://www.sai-legal.com/ccpa-policy/): Spiwak and Iezza is committed to protecting personal information and privacy rights. Learn about our data collection, usage, and sharing practices in our CCPA policy.
- [Michelle L. Young - Spiwak and Iezza](https://www.sai-legal.com/michelle-young/): Michelle L. Young is an experienced business litigator with a background spanning big law, in-house counsel roles, and boutique litigation firms. She handles all aspects of business litigation, including breach of contract, employment, intellectual property, real estate, and tort matters.
- [Banking and Financial Rights Law Firm - Spiwak and Iezza](https://www.sai-legal.com/banking-lending/): With decades of experience in California's state and federal courts, Spiwak and Iezza assist lending officers with collection litigation including loan transactions and foreclosures.
- [Commercial & Business Litigation - Spiwak and Iezza](https://www.sai-legal.com/commercial-business-litigation/): Spiwak & Iezza, LLP aggressively represents businesses and individuals in all aspects of commercial and business litigation matters.
- [Commercial Collections Attorney - Spiwak and Iezza](https://www.sai-legal.com/commercial-collections/): Specializing in commercial collection litigation, judgment enforcement and general debt recovery, our collection attorneys offer expert legal assistance to a multitude of industries, from financial institutions, debt buying groups, equipment lessors, wholesalers, manufacturers and various other commercial entities that have outstanding accounts receivables.
- [Collection Attorney for Outstanding Accounts Receivable - Spiwak and Iezza](https://www.sai-legal.com/commercial-collections/accounts-receivable/): Specialized legal collection support for outstanding Accounts Receivable. Protect your business’ cash flow by utilizing a law firm skilled in collecting overdue accounts receivables.
- [Lisa E. Spiwak - Spiwak and Iezza](https://www.sai-legal.com/lisa-e-spiwak/): Since 1992, Lisa has headed up Spiwak & Iezza, LLP. Her firm has become the preeminent California law firm for commercial collection litigation and a leader in the industry. They represent financial institutions, leasing companies and various large multi-national corporations in the collection of their commercial debt and all aspects of creditor rights litigation.
- [Lisa Spiwak named one of Collection Advisor's Top Attorneys in Collections for 2018 - Spiwak and Iezza](https://www.sai-legal.com/2018/09/13/lisa-spiwak-named-one-of-collection-advisors-top-attorneys-in-collections-for-2018/): Lisa Spiwak was named among the Top Attorneys in the Collections industry by Collection Advisor magazine in 2018. Find out more about this award at Spiwak and Iezza.
- [2019 Who's Who in Professional Services - Pacific Coast Business Times - Spiwak and Iezza](https://www.sai-legal.com/2019/11/20/2019-whos-who-in-professional-services-pacific-coast-business-times/): Lisa Spiwak was sonce again selected for the Pacific Coast Business Times annual list of Who's Who in Professional Services. Read more at the Spiwak and Iezza blog.
- [Lisa Spiwak consulted and quoted in the San Jose Inside - Spiwak and Iezza](https://www.sai-legal.com/2018/07/18/lisa-spiwak-consulted-and-quoted-in-the-san-jose-inside/): Lisa Spiwak and her legal expert legal team were consulted by the city of San Jose over scafflow massage parlor tenants. Read more about it at the Spiwak and Iezza blog.
- [Nick Iezza quoted in The Hollywood Reporter regarding possible bankruptcy filing by The Weinstein Company - Spiwak and Iezza](https://www.sai-legal.com/2018/02/14/nick-iezza-quoted-in-the-hollywood-reporter-regarding-possible-bankruptcy-filing-by-the-weinstein-company/): The Hollywood Reporter interviewed Nick Iezza on his views of the possibility of The Weinstein Company filing for bankrupty. Learn more about this topic on the Spiwak and Iezza blog.
- [Lisa Spiwak consulted and quoted in the Pacific Coast Business Times - Spiwak and Iezza](https://www.sai-legal.com/2018/02/23/lisa-spiwak-consulted-and-quoted-in-the-pacific-coast-business-times/): The Pacific Business Times consulted Lisa Spiwak about how the #MeToo movement is changing the landscape of employment law. Learn more on the Spiwak & Iezza blog.
- [Lisa Spiwak named in 2018 "Who's Who in Professional Services" - Spiwak and Iezza](https://www.sai-legal.com/2018/10/19/lisa-spiwak-named-in-2018-whos-who-in-professional-services/): Partner of Spiwak & Iezza, Lisa Spiwak has again been recognized in the 2018 annual Pacific Coast Business Times' Who's Who in Professional Services. Read more on our blog.
- [Small Business Debt Collection Attorney - Spiwak and Iezza](https://www.sai-legal.com/small-business-debt-collection/): Struggling with unpaid invoices? Spiwak and Iezza help Small Businesses recover debts quickly and legally. Trusted Small Business Debt Collection Attorneys. Proven Results.
- [IRS outsourcing of debt collection good idea - Spiwak and Iezza](https://www.sai-legal.com/2016/10/14/irs-outsourcing-of-debt-collection-good-idea/): The IRS outsourcing debt collection is a good idea. Hear from experts lawyers in the debt collection industry on how the privatization of the federal debt collection is positive.
- [Make sure you know how the deed to your marital home lists the title - Spiwak and Iezza](https://www.sai-legal.com/2016/09/23/make-sure-you-know-how-the-deed-to-your-marital-home-lists-the-title/): For community property states like California, how marital home deeds are titled is important. Learn about options for properly navigating deed titles at the Spiwak & Iezza blog.
- [Lisa Spiwak named in 2016 "Who's Who in Professional Services" - Spiwak and Iezza](https://www.sai-legal.com/2016/10/21/lisa-spiwak-named-in-2016-whos-who-in-professional-services/): 2016 Pacific Coast Business Times - Lisa Spiwak was featured as one of the top lawyers in the tri-county area. Must-read report for anyone seeking legal services in the region.
- [Lisa Spiwak named in 2017 "Who's Who in Professional Services" - Spiwak and Iezza](https://www.sai-legal.com/2017/10/20/lisa-spiwak-named-in-2017-whos-who-in-professional-services/): Congratulations to Lisa Spiwak who was recently featured in the 2017 Pacific Coast Business Times Who's Who in Profession Services. Read more at the Spiwak & Iezza blog.
- [Collections at Christmas Time - Spiwak and Iezza](https://www.sai-legal.com/2011/12/01/collections-at-christmas-time/): Collecting on debts around the holiday seasons may seem taboo for some, but it is one of the best times of the year to collect on debt. Read more at the Spiwak & Iezza blog.
- [How to Handle Your Earthquake (or other Natural Disaster) Affected Debtors - Spiwak and Iezza](https://www.sai-legal.com/2011/03/04/how-to-handle-your-earthquake-or-other-natural-disaster-affected-debtors/): Read guidance on managing debt in the wake of earthquakes & other natural disasters. Get tips on how to manage debtor claims after a disaster at the SAI blog.
- [Low gas prices great for consumers but not necessarily for the economy - Spiwak and Iezza](https://www.sai-legal.com/2016/02/05/low-gas-prices-great-for-consumers-but-not-necessarily-for-the-economy/): Explore the broader economic effects of low gas prices on the oil industry, consumer benefits, and how it weighs on the overall economy. Read more at the SAI blog.
- [Lisa Spiwak named one of the 25 most influential women in collections by the collection industry for 2016 - Spiwak and Iezza](https://www.sai-legal.com/2016/09/20/lisa-spiwak-named-one-of-the-25-most-influential-women-in-collections-by-the-collection-industry-for-2016/): Spiwak & Iezza is proud to announce Lisa Spiwak's recognition as one of the 25 Most Influential Women in Collections for 2016, highlighting her exceptional contributions and leadership.
- [Landlords learn to repurpose their malls - Spiwak and Iezza](https://www.sai-legal.com/2016/04/29/landlords-learn-to-repurpose-their-malls/): Landlords, revitalize your malls. Learn innovative repurposing strategies to adapt to the digital age and keep your commercial spaces thriving. Visit the SAI Legal blog for more information.
- [Life Just Got a Whole Lot Richer For ‘Unlicensed’ Brokers in California - Spiwak and Iezza](https://www.sai-legal.com/2016/03/01/life-just-got-a-whole-lot-richer-for-unlicensed-brokers-in-california/): California brokers see a boost with Senate Bill 197, which allows unlicensed individuals to earn referral fees, opening new business avenues. Read more at the SAI blog.
- [Spiwak & Iezza makes "The List" - Spiwak and Iezza](https://www.sai-legal.com/2015/11/17/spiwak-iezza-makes-the-list/): Spiwak & Iezza, LLP earns a spot in the top 15 Ventura County law firms, showcasing our commitment to serving the tri-county area with excellence.
- [Future of privacy at stake in Apple v. FBI - Spiwak and Iezza](https://www.sai-legal.com/2016/02/26/future-of-privacy-at-stake-in-apple-v-fbi/): The pivotal Apple vs. FBI case that could redefine privacy. Dive into the debate on encryption's role in security and national safety concerns on the SAI Legal blog.
- [Digital Signatures Have Become Big Business - Spiwak and Iezza](https://www.sai-legal.com/2015/01/16/digital-signatures-have-become-big-business/): Digital signatures are revolutionizing business by providing secure, authenticated electronic transactions. Learn the benefits and legal standing of e-signatures at the SAI Legal blog.
- [Virtual currency is finding global niches - Spiwak and Iezza](https://www.sai-legal.com/2015/05/15/virtual-currency-is-finding-global-niches/): Virtual currencies like Bitcoin are carving out niches worldwide. Learn about their growing role in commerce and potential for securing transactions at the SAI Legal blog.
- [Shadow banks are coming out of the shadows - and gaining popularity - Spiwak and Iezza](https://www.sai-legal.com/2015/02/13/shadow-banks-are-coming-out-of-the-shadows-and-gaining-popularity/): Shadow banking emerges as a popular, though unregulated, finance alternative amidst strict bank regulations, offering new channels for private sector credit. Learn more at the SAI Legal blog.
- [Tis the season to borrow money from family and friends…Ugh! - Spiwak and Iezza](https://www.sai-legal.com/2014/12/12/tis-the-season-to-borrow-money-from-family-and-friendsugh/): Lending to loved ones during holidays can strain relationships. Read about practical steps to loan money wisely and maintain harmony at the SAI Legal blog.
- [Is It Better to Lease or Buy Office Equipment for Your Small Business? - Spiwak and Iezza](https://www.sai-legal.com/2015/05/27/is-it-better-to-lease-or-buy-office-equipment-for-your-small-business/): Leasing vs. buying office equipment: a key decision for small businesses. Examine the financial implications, including cash flow and equipment updates at the SAI Legal blog.
- [Love, money and the perils of debt: a Valentine's Day tale of caution - Spiwak and Iezza](https://www.sai-legal.com/2015/02/16/love-money-and-the-perils-of-debt-a-valentines-day-tale-of-caution/): Valentine’s Day and finances: a cautionary tale. Learn about the impact of debt and credit in relationships, highlighting California's community property laws at the SAI Legal blog.
- [The New Trend in Hiring . . . Looking for The "X" Quotient - Spiwak and Iezza](https://www.sai-legal.com/2015/09/08/the-new-trend-in-hiring-looking-for-the-x-quotient/): Explore the rising trend in hiring: the 'X' Quotient. Delve into how companies use personality tests to ensure optimal job placements and employee longevity at the SAI Legal blog.
- [Moving toward privatizing our courts - Spiwak and Iezza](https://www.sai-legal.com/2015/05/29/moving-toward-privatizing-our-courts/): Delve into the debate on privatizing California courts due to budget constraints, exploring efficiency, justice delivery, and potential impacts on public access at the SAI Legal blog.
- [FICO score can make big difference - Spiwak and Iezza](https://www.sai-legal.com/2015/09/25/fico-score-can-make-big-difference/): Maximizing your FICO score is crucial for small businesses. Explore strategies to improve credit scores, vital for business stability and growth, at the SAI Legal blog.
- [How to Avoid Liability for a Tenant's Illegal Activities - Spiwak and Iezza](https://www.sai-legal.com/2015/09/22/how-to-avoid-liability-for-a-tenants-illegal-activities/): Learn how landlords can protect themselves from liability for their tenants' illegal activities, such as counterfeit sales, with strategic lease agreements and vigilance at the SAI Legal blog.
- [Spiwak & Iezza quoted in NEFA's Newsline - Spiwak and Iezza](https://www.sai-legal.com/2015/10/01/spiwak-iezza-quoted-in-nefas-newsline/): Spiwak & Iezza was featured in NEFA's Newsline, sharing our journey in the equipment leasing and financing industry and the benefits of NEFA membership. Read more at the SAI Legal blog.
- [Emergence of the 'dependent contractor' - Spiwak and Iezza](https://www.sai-legal.com/2015/08/07/emergence-of-the-dependent-contractor/): Explore the evolving role of the 'dependent contractor' in the sharing economy, addressing legal and labor implications in industries like ride-sharing and delivery.
- [What Rights do Creditors Have to Keep Monies Received from a Debtor Right Before He Files Bankruptcy? - Spiwak and Iezza](https://www.sai-legal.com/2012/01/14/what-rights-do-creditors-have-to-keep-monies-received-from-a-debtor-right-before-he-files-bankruptcy/): Read about creditors' rights to retain payments from debtors on the brink of bankruptcy, understanding the legal nuances and exceptions in bankruptcy law at the SAI Legal blog.
- [Debtors Can No Longer Skip Out of the Country to Avoid Creditors - Spiwak and Iezza](https://www.sai-legal.com/2012/06/14/debtors-can-no-longer-skip-out-of-the-country-to-avoid-creditors/): Learn how creditors retain payments received from debtors before bankruptcy filings, with insights on legal boundaries and strategies to navigate this scenario at the SAI Legal blog.
- [The Most Commonly Used Defenses by Personal Guarantors - And the Way to Beat Them - Spiwak and Iezza](https://www.sai-legal.com/2012/02/22/the-most-commonly-used-defenses-by-personal-guarantors-and-the-way-to-beat-them/): Uncover strategies for creditors to combat defenses used by personal guarantors and ensure liability, with practical tips for airtight credit agreements. Read more at the SAI Legal blog.
- [How a Limited Liability Company Affects Creditors - Spiwak and Iezza](https://www.sai-legal.com/2012/05/22/how-a-limited-liability-company-affects-creditors/): Navigate the complexities of limited liability companies (LLCs) and creditor rights. Get valuable insights on identifying and dealing with LLCs at the SAI Legal blog.
- [Creditors Can Levy on the Bank Accounts of a Debtor's Spouse Even if it is a Separate Account - Spiwak and Iezza](https://www.sai-legal.com/2012/04/15/creditors-can-levy-on-the-bank-accounts-of-a-debtors-spouse-even-if-it-is-a-separate-account/): Understand creditors' rights to levy the separate bank accounts of a debtor's spouse. This essential guide delves into legal strategies and proofs required. SAI Legal blog.
- [The Dangers of Allowing a Debtor to Play the Creditor Against the Creditor's Attorney - Spiwak and Iezza](https://www.sai-legal.com/2011/12/14/the-dangers-of-allowing-a-debtor-to-play-the-creditor-against-the-creditors-attorney/): Learn about the risks of debtors bypassing creditors' attorneys, and how such actions can affect negotiations and settlements in debt collection cases at the SAI Legal blog.
- [The Creditor's Best Weapons after a Judgment - Spiwak and Iezza](https://www.sai-legal.com/2012/08/15/the-creditors-best-weapons-after-a-judgment/): Explore effective tools for creditors to enforce judgments, including bank levies, wage garnishments, and property liens, ensuring successful debt recovery. Read more at the SAI Legal blog.
- [What to do when Your Debtor Claims He Is Not Responsible for the Debt Because He Sold the Business to New Owners. - Spiwak and Iezza](https://www.sai-legal.com/2012/09/05/what-to-do-when-your-debtor-claims-he-is-not-responsible-for-the-debt-because-he-sold-the-business-to-new-owners/): Strategies for creditors when debtors claim no liability for debts after selling their business, including understanding legal rights and fraud avoidance. Learn more at the SAI Legal blog.
- [Knowing How Far to Push Your Debtors - Spiwak and Iezza](https://www.sai-legal.com/2012/07/12/knowing-how-far-to-push-your-debtors/): Learn effective strategies to manage debtor relations for creditors, focusing on a balanced approach between assertiveness and understanding the debtor's financial situation.
- [The Courts Give Creditors a Powerful New Weapon to Fight Debtors - Spiwak and Iezza](https://www.sai-legal.com/2012/07/19/the-courts-give-creditors-a-powerful-new-weapon-to-fight-debtors/): Learn how the California Code of Civil Procedure Section 128.7 empowers creditors with new legal means to counter frivolous defenses and stalling tactics by debtors at the SAI Legal blog.
- [The Client's Role in Settlement Negotiations - Spiwak and Iezza](https://www.sai-legal.com/2012/10/02/the-clients-role-in-settlement-negotiations/): Find effective strategies for client involvement in settlement negotiations and the importance of defined roles & tactics to prevent being manipulated by debtors. Read more on the SAI Legal blog.
- [Attacking a Debtor's Trust - Spiwak and Iezza](https://www.sai-legal.com/2012/09/01/attacking-a-debtors-trust/): Learn tactics for creditors to pierce debtor's trusts, including differentiating between revocable and irrevocable trusts, and handling fraudulent transfers at the SAI Legal blog.
- [Combined Eviction Notices Can Cause Problems - Spiwak and Iezza](https://www.sai-legal.com/2013/05/14/combined-eviction-notices-can-cause-problems/): Eviction notice complexities: Understand the risks of combined eviction notices and their potential to cause legal problems, as per California law. Read more at the SAI Legal blog.
- [How to Make Yourself a Priority to Those That Owe You Money - Spiwak and Iezza](https://www.sai-legal.com/2014/10/27/how-to-make-yourself-a-priority-to-those-that-owe-you-money/): Maximize debt recovery with key strategies to ensure your business remains a priority for debtors and navigate through various legal and collection processes. Learn more at the SAI Legal blog.
- [IRS Right of Redemption After Foreclosure - Spiwak and Iezza](https://www.sai-legal.com/2014/05/01/irs-right-of-redemption-after-foreclosure/): Understand the IRS's right of redemption in real estate foreclosure. Get insights on the post-foreclosure actions and options available to property owners at the SAI Legal blog.
- [Does a Declarant Have to Specify the Place Where They Signed a Declaration? - Spiwak and Iezza](https://www.sai-legal.com/2014/05/28/does-a-declarant-have-to-specify-the-place-where-they-signed-a-declaration/): Clarifying the requirements for signing declarations in California: demystify whether specifying the location of signature is necessary under state law at the SAI Legal blog.
- [Bank Secrecy Act spoils Christmas for merchants who prefer cash - Spiwak and Iezza](https://www.sai-legal.com/2014/12/08/bank-secrecy-act-spoils-christmas-for-merchants-who-prefer-cash/): Learn about the Bank Secrecy Act's impact on cash businesses. Delve into the challenges merchants face due to reporting requirements, especially during high-cash holiday seasons, at the SAI Legal blog.
- [How to Detect and Prevent Business Credit Fraud - Spiwak and Iezza](https://www.sai-legal.com/2012/10/12/how-to-detect-and-prevent-business-credit-fraud/): Prevent business credit fraud with effective detection strategies. Learn about valuable tips for credit professionals to identify and avoid fraudulent activities at the SAI Legal blog.
- [Under the Bank Secrecy Act, the I.R.S. Can Now Seize Accounts Just on Suspicion - Spiwak and Iezza](https://www.sai-legal.com/2014/10/29/under-the-bank-secrecy-act-the-i-r-s-can-now-seize-accounts-just-on-suspicion/): Explore how the Bank Secrecy Act empowers the IRS to seize accounts on suspicion alone, impacting individuals and businesses' financial security and privacy at the SAI Legal blog.
- [One Of Our Best Tools For Finding Assets On Judgment Debtors Just Got More Expensive - Spiwak and Iezza](https://www.sai-legal.com/2013/01/17/one-of-our-best-tools-for-finding-assets-on-judgment-debtors-just-got-more-expensive/): Read about the increased costs and strategies of using Judgment Debtor Examinations, a vital tool for creditors to locate debtor assets in California. Read more at the SAI Legal blog.
- [Tips for Determining How Long to Hold Onto Your Delinquent Accounts - Spiwak and Iezza](https://www.sai-legal.com/2012/11/01/tips-for-determining-how-long-to-hold-onto-your-delinquent-accounts/): Effective management of delinquent accounts. Read about vital tips for credit professionals on when to escalate collection efforts and avoid losses at the SAI Legal blog.
- [What to do When Your Debtor Threatens to File Bankruptcy - Spiwak and Iezza](https://www.sai-legal.com/2012/11/15/what-to-do-when-your-debtor-threatens-to-file-bankruptcy/): Read strategies for handling debtor bankruptcy threats. Gain insights on maintaining leverage in negotiations and making informed decisions in debt recovery processes at the SAI Legal blog.
- [Proofs of Claim in Chapter 7 Bankruptcy Cases - Spiwak and Iezza](https://www.sai-legal.com/2012/12/17/proofs-of-claim-in-chapter-7-bankruptcy-cases/): Get guidance on filing proofs of claim in Chapter 7 bankruptcy, differentiating 'asset' and 'no asset' cases, and understanding deadlines and trustee roles at the SAI Legal blog.
- [The 2013 Uniform Commercial Code Revised Article 9 Amendments - Spiwak and Iezza](https://www.sai-legal.com/2013/01/29/the-2013-uniform-commercial-code-revised-article-9-amendments/): Stay updated with the Uniform Commercial Code Article 9 amendments from 2013. Check out a guide that covers new requirements for UCC Financing Statements, affecting creditors' security interests at the SAI Legal blog.